Android Apps for Frugal Folks

If you have an Android, you’ll want to check out these great money-saving apps!  If you have an iPhone, see our post here instead. Know of any other good ones?  Please let us know!

1. Keyring App – for those serious couponers out there that have a million loyalty cards on your keyring, this is the app for you! Say, goodbye to those bulky tags and hello to technology! Enter all of your loyalty cards onto one app and have the cashier scan your phone!!

2. Barcode Scanner – this is a must have app! You’ll need it to scan any and everything! Many stores are now using barcodes to help you check in at their store. You can scan upc codes at stores to find the lowest prices (this requires a different app, but you need the scanner for it to work).

3. Redbox – did you know you can now reserve your movies on your phone and pick them up when you get there! No, more standing in front of the machine agonizing over what movie to get, because the one you wanted is already checked out. Just reserve it early and pick it up at your convenience!!

4. Gas Buddy – I can’t stand to pay more than I have to for gas! It’s already high enough as it is, so why pay a ton if you don’t have too? Just search for the location nearest you and it will pull up all of the gas prices in that area!

5. Amazon Kindle – for those of you who love to read, download the Kindle App from Amazon and read your favorite book on your phone!!

6. Google Voice – I like this app, because if you’re in a meeting and can’t check your voicemail, then Google Voice will transcribe your voicemail into text so you can read it!!

7. Zedge Ringtones and Wallpaper – I love this app! You can choose from thousands of wallpapers and ringtones. My husband has the Dixie horn (from Duke’s of Hazard) as his ringtone :) Your options are endless!

8. Google Maps - I absolutely love Google Apps! I don’t even have to use our TomTom anymore! This is just like it only it’s on my phone!

Thanks Stretching Your Budget!

Welcome: Join the Time 2 $ave Community

If you just heard Time 2 $ave on Living Wealthy Radio with Teresa KUHN
Talk Radio 1370am Hi and Welcome!

If this is your first visit, we’d like to thank you for stopping by. We are excited to have the opportunity to serve you and hope the information we provide guide you as you enter the world of couponing.

Like most, the effects of our nations economy hit our family’s hard. As a result, we attempted to save our family money by eliminating family vacations, taking our children out of extra curricular activities and buying only store brand foods. However, the savings didn’t add up.  Out of great skepticism we started couponing. After hundreds of hours of research, months of practice, and many trials and errors our tenacity paid off. We began to see our grocery bill dwindle each week as we learned how to use coupons effectively.

Now, to keep this in perspective we don’t LOVE COUPONS. We don’t wake up every morning excited to cut up coupons or jump on every deal that we can find. Simply put – couponing just happened to be the tool that brought hope to our family’s finances. Most importantly it has afforded us the incredible opportunity to give into the lives of others in ways we never imagined.

You’ll see quickly that we want to offer our community much more than just grocery/drug store savings. Only a small part of our life is spent at the grocery store. We want to speak encouragement to each of you, bring you content that is relative to your life, introduce you to thousands of others in our community and have FUN all at the same time!

 

Couponing has to FIT into YOUR LIFE  ~ NOT become YOUR LIFE.

If you have thought about using coupons, or attempted without success, don’t quit now. Learning an entire new mindset to shopping doesn’t happen overnight. It will take time to understand the process, take one step at a time. I (Kasey) remember the first time I saved $12.00 on my grocery bill, I floated out to the parking lot to my car. We encourage you to celebrate those moments, give yourself a pat on the back and enjoy how great it feels to save.

From our own experience, it’s important to keep couponing in perspective in our lives. We remind ourselves that couponing is a tool that helps our family’s finances not a tool that takes over our lives. For us that means that we don’t chase every deal and we don’t go to every store. Our goal is to shop one grocery store per week, and if time permits one quick drug store trip.

Below I have listed helpful tools to help you get started

Helpful Links:

  • How to use our site here.
  • Printable Grocery “Buy Price” List here
  • Learning the lingo short version here & detailed version here.
  • Links to Printable Coupon Sites here
  • Newest Printable Coupons here
  • Problems Printing Coupons here
  • 2011 Newspaper Insert Schedule here
  • Rainchecks – Don’t Pass them up! here
  • Catalina’s – What are they & what do I do if they don’t print here.
  • Freezer help printable list here.
  • How to work a Cataina here.

Don’t Miss These Hot Deals!

  • Photo Deals here
  • Freebies & More here
  • Hot Deals / Flutterbuys here
  • Two great ways to earn free gift cards and a quarterly check in the mail here.

Grocery and Drug Store Sale matched with Coupons
You can check out our grocery store and drug store match-ups – click here. You’ll see a list of grocery, drug and national retail stores – from here, click the store that you shop at and you’ll be directed to that stores weekly sale items matched with coupons. Don’t worry we walk you step by step through the process at a workshop.

Don’t Miss a Deal!
We update the blog all day long – you don’t want to miss out on the HOT deals we find. Some are very time sensitive – in that case twitter is a great way to be notified each time we update the site. Join our facebook community of over 20,900 and growing strong. It’s a great place to connect with other couponers, share your deals, ask each other questions, and of course see deals that we ONLY post on facebook. Of course you don’t want to miss our daily FREE newsletter that summarizes that days posting here.

 

 

Where to Find Coupons

Coupons are everywhere! Like so many others, we just weren’t looking in the right places. Below you’ll see some of the common places to spot coupons. Remember even though you may not be purchasing the item at the time, you still want to get a couple (no more than 2) for when you do purchase the item. Goal: Store Sale + Coupon = Rock bottom prices!

  • Sunday Newspaper Inserts – most manufacturer’s coupons come out weekly in the Sunday paper. These coupons are regional, though so you’ll still want to use other sources. The key is to buy multiple copies of the newspaper. This will really help you with stockpiling and allow you to buy multiples of the products. We recommend buying one newspaper per member of your family. Each week we let you know what inserts to expect on Sunday.

Coupons.com

  • Internet – most manufacturers offer coupons on their website, facebook page and other medias. We help you sort through the madness by directing you to the reputable sites that offer the best deals.

  • Stores – you’ll always want to keep an eye out for tearpads, blinkies, booklets, special offers, and many other coupons are scattered throughout most grocery stores. Is this Coupon Lingo all greek to you? Check out our Lingo Decoder Page HERE!

  • Manufacturer – if there’s a particular brand that you buy regularly, but can’t seem to find coupons for the products, contact the manufacturer. A simple email Just for kicks, see our short movie here!
  • Magazines – the most popular is All You Magazine. It is a money saving magazine that also offers tips to save in all areas of your life. Monthly issues usually carry $50-$100 worth of coupons. You can subscribe on our website store.

  • Other Sources: When you’re looking for several of the same coupon, you might want to consider ordering coupons from coupon clipping services like CouponDede or Ebay. Sellers charge for the time spent to collect/cut/and ship coupons – not for the coupons themselves.

SmartPhone Coupon Apps (Share your faves!)

Posted by DealDetectiveKim:
.
I have a confession to make–I went crazy off the budget while I was on vacation.  Honestly, a cruise might have been cheaper than leaving me free to shop for a whole week, with holiday sales out there in my face!
By far, the biggest splurge was my new phone.  My contract was up, I was looking to upgrade, and… well, I got a smart phone.  To be specific, an iPhone.  It was like a new relationship–I wanted to spend all my time with it, learning all about it, gushing over how wonderful it is.  You’ve been there, right?  And when you have a new relationship, you want to tell everyone all about your new love!  So, dear readers, I am going to share with you some convenient apps for smart phones that can make your coupon life easier.  (If you have something other than an iPhone, please share your faves in the comments!)
  1. Go to the app store for your particular phone and search for similar apps.  If you have trouble finding what you’re looking for, do what I did: I couldn’t figure out how to do something I needed to do and I put it out there on Facebook.  In under an hour, I had exact directions on how to do what I’d spent a week trying to figure out!
    .
  2. Both Groupon and Living Social, two deal sites we talk a lot about here on Time 2 $ave, have smart phone apps.  I installed both of those.  It transferred all my info to the phone, so now when I want to use a deal I purchased, I just pull it up on the phone and show it to the merchant.  No printer required, no finding that elusive printout–couldn’t be simpler!  I can also check quickly for the daily deal and buy it, using my stored info.  Both of these apps are free.
    .
  3. I also saved Swagbucks to my screen so that I can remember to do more regular searches and earn more Swagbucks.  If you use Cellfire (Kroger shoppers, take note!) they also have a free app.

  4. Key ring is a cool app.  It does take a few minutes or so to set up.  Once you install it, you use the phone’s camera to scan the barcodes of all your store loyalty cards, naming them as you go.  Then you can take them off your keyring, store them at home in a safe location, and bring them up on screen with a couple of clicks to be scanned from the phone by the store clerk!  This is also a free app.
    .
  5. I like the notes app that came already installed on the phone.  You can use it for shopping lists, best price lists, deal matchups, etc.  I used mine the other day to make a list of what all I got in my drugstores run, how much I paid total, and how much I had in RRs left over.

[Read more...]

SavingStar: Get $5 Payouts when you use these Digital Coupons!

It’s high time we talked in-depth about SavingStar Digital Coupons - they’re pretty new on the scene, so let’s start at the begining.  ANY store that uses a store loyalty card – will accept SavingStar Coupons.  That includes CVS, Rite-Aid, Kroger, Bi-Lo, Food Lion, Ingles, & more

I am adding my CVS card RIGHT NOW so that I can learn the ropes with you – so here we go!

Loading SavingStar E-Coupons:

  1. View all the available SavingStar Digital CouponsHERE
  2. Pick the ones you want and click “I Want This”
  3. They’re asking me to register my CVS card (Doing it…..)  DONE!

That’s it folks – I registered one of my store loyalty cards, put a GUM Flossers coupon on it (FREE at Walgreens this week!) – and I’m ready to shop.  Now, what happens at the store?

Using your E-Coupons:

  • Scan your store card at checkout to activate your Saving Star E-Coupons
  • SavingStar coupon will not come off at checkout – instead, they accumulate until you hit the $5 mark
  • Once at $5, you pick how you want your money:
    - $5 Deposited to your bank
    - $5 Paypal Deposit
    - $5 Amazon Gift card

A few other points:

  • Manufacturer Coupons are not intended to be used with SavingStar eCoupons.  HOWEVER – Using in-store coupons in combination with SavingStar eCoupons is not a problem. Using coupons from other services in combination with a SavingStar “One or Many” deal is not a problem. (quoted from the Savingstar FAQ Page)

    In other words, it IS FINE to use coupons for SC Johnson Products alongside a $5 off $20 SC Johnson SavingStar eCoupon

  • You can keep tabs on how much $$ you’re earning on the SavingStar website.
    .
  • It usually takes just a couple days for your E-Coupon to register and show up on the site, but it can take up to 30 days in some cases.
    .
  • I probably won’t be able to stay on top of this as well as I’d like – so I plan to just leave all those savings alone for awhile – and then check it when Christmas gets close.  I bet that’ll be a nice little nest egg to help with holiday shopping!

CLICK HERE TO GET STARTED!

LearnVest: Free Daily Tips for Frugal Living

LearnVest
Here’s a great E-Newsletter worth joining!  Sign up for LearnVest to get a daily email, each containing a few helpful tips/articles about frugal living.

LearnVest has even teamed up with RealSimple Magazine to bring you the “Cut Your Cost Bootcamp” - a perfect way to kick off the summer, financially speaking!

From beauty tips to being a “Budget Bride” – even this really interesting series called “The Secret Millionaire Diary” – in which a secret millionaire (obviously) sets out to help those in need anonymously.

*Exciting News* Couponing Slideshow Tutorials!

We’re happy to announce that we’ve added some new Couponing Tutorials, in a slideshow format, to the Time2Save website!  Stay tuned as we will be adding more over the coming weeks.

You can check out the first *4* tutorials below:

1)   Getting Started

  • 2)   DON’T Pay Full Price – Get Rid of Your List!
  • 3)   The Life Cycle of a Coupon

    4)   Internet Printables

    Keep in mind that these tutorials are intended to EDUCATE you about the parts of a coupon, how to use them, how to obtain them, and how to change the way you shop.  Learning is a process – but the time you invest will pay off HUGE!

    Starting Simple: Get a Free Toothbrush & Body Wash @ CVS!

    Welcome to “Starting Simple”, our weekly posts helping BRAND SPANKING NEW couponers get in the coupon saddle for the first time!  This week I want to show you how to walk out of CVS with a FREE Oral B toothbrush and FREE RightGuard Bodywash.  Sound Good?  Then let’s begin!

    The focus of this Starting Simple is  Buy a CVS item that receives Extra Care Bucks and then USE those “ECB’s” to buy another item.

    Extra Care Bucks (ECB’s) are like “CVS money”.  You can spend these bucks on anything in the store, including another deal that produces ECB’s!  By buying items from our Weekly CVS Highlights that produce Extra Care Bucks, and using those bucks to buy other ECB deals week after week, you can essentially get new items each week for free.

    **********************************************
    See the full CVS Weekly Highlights HERE

    1) The first thing we’ll do is walk in the store, grab an ad, and head to the toothbrush section.  Pick up one of the Oral B toothbrushes that is on sale for $2.99 and will generate a $.99 Extra Care Buck.  Then head over to the body wash and look for a RightGuard BodyWash that has a yellow “Peelie” coupon stuck to it.  You should have no problem finding one with a coupon attached, but if you do – it’s okay!

    2) First Transaction:
    Scan your CVS Card
    Buy 1 Oral B Manual Toothbrush = $2.99
    Use the $2 off coupon found in the 4/3 Proctor & Gamble insert*
    Pay $.99 ~ Get $.99 Extra Care Bucks (Limit of 1 deal per customer)

    *You’ll need to have bought the April 3rd Sunday paper to have these coupons.  Didn’t buy it?  Ask a neighbor, family member or friend!

    3) After the first transaction is finished, tear the $.99 ECB coupon from the bottom of your receipt and purchase the Right Guard Body Wash.  Right Guard Body Wash is $3.88, and you’ll get $3 ECB back on your receipt.

    4) Second Transaction:
    Scan your CVS Card
    Buy 1 RightGuard BodyWash = $3.88
    Use the $1/1 coupon found on the bodywash
    Use your $.99 ECB
    Pay $1.89 ~ Get $3 Extra Care Bucks (Limit of 1 deal per customer)

    Now if there is something else in this week’s ad that you want/need, you can spend your $3 ECB on that.  Otherwise, hold onto it for the next week’s sales (Begining 4/10) and I’ll show you some more items you can get for FREE!